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A SIP calculator is a free online tool that helps investors estimate potential returns on their Systematic Investment Plan (SIP) investments in mutual funds. SIP investing has become one of the most preferred investment strategies, especially among millennials and first-time investors, due to its disciplined approach and compounding benefits.
While a SIP return calculator provides an approximate return value, actual returns depend on factors such as market conditions, expense ratio, and exit load.
A SIP investment calculator simplifies investment planning by offering a clear projection of your investment growth over time.
A SIP plan calculator works on the following formula:
M = ₹1,000 × ({1 + 0.01}^12 – 1) / 0.01 × (1 + 0.01)
Where –
Example:
If you invest Rs 1,000 per month for 12 months at an expected return of 12% per annum, the calculation would be:
Monthly rate of return = 12% ÷ 12 = 1% (0.01)
M = ₹1,000 × ({1 + 0.01}^12 – 1) / 0.01 × (1 + 0.01)
Approximate maturity amount = ₹12,809
Since mutual fund investments are subject to market fluctuations, actual returns may vary.
Our SIP Calculator is a powerful tool that helps investors make informed decisions about their mutual fund SIPs.
Use Our SIP calculator to plan your mutual fund investments effectively and achieve your long-term wealth-building goals. Whether you're investing for retirement, a child's education, or financial independence, SIPs offer a disciplined and rewarding approach.
Try the Our SIP Calculator now and make smart investment decisions!